I wont be footing the bill for my kids cell phones ( when I finally have them). Growing up I had to keep a part time job to get things of such. I even had to pay payments to my parents for my car!!! I'm sorry but kids these days have it way to good, and rich snotty parents don't teach their kids anything by buying everything for them. I was raised witht he mentlity, you work hard for everything you got, so in the end you cherish it and respect it more. Kids these days don't care, because mommy and daddy will just buy them a new one. I'll pay cash for my kids car, but they will pay a reasonable monthly payment to me for it and that will also include their part for the insurance. Cell phones, they will be a on pre-pay plan like tmobile has. The world where kids get everything handed to them needs to end asap!! lol sorry for the rant, the website got me fuming when it mentioned kids and cells.