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  #11 (permalink)  
Old 12-05-2012, 12:48 PM
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Oh don't forget to decide who is responsible for what repairs or repairs if the horse damages something.
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Old 12-06-2012, 09:28 AM
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Check craigslist in your area and see what the going rate for pasture board is or with stall if that is going to be included.

As far as your kids getting involved, it does depend on the horses and the kids age too. When I boarded my arab years ago, the young girl there was experienced and he was quite a good boy so I didn't mind if they used him. They even took him trail riding with their horses when they had someone else come over, but I knew them well enough to trust their judgment.

When I had my tow horses here, I added a rider to my insurance for an additional million for about $140 a year and anyone who rode had to sign a 5 page waiver.

Will people abandon horses? Yep - I've known them to do it. Get a deposit if you can to cover 1 month's rent just in case.

With the current hay situation down here, I would not include that in board. It will mean you get less per month, but you jsut can't be sure how available it is and will continue to be.

I've considered allowing a boarder here in order for my horse to have a companion adn me to not have all of the responsibility, but I can't make up my mind. I don't have a lot of area and the grass I finally have growing would be gone in no time with 2 horses.

Good luck! It does sound like a way to get some exposure and time with horses without the full obligation.
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cubbysan (12-06-2012)
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Old 12-06-2012, 09:34 AM
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Cubbysan, when you talk to your lawyer, ask about getting additional Insurance coverage for Liability in case any type of accident should occur on your property.
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Old 12-06-2012, 09:57 AM
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I called my insurance company, and my present home owners covers three horses or large animals on my property, if I own them or lease them. Unfortunately once I receive money for them being there, then I need "ranch" insurance, which my insurance agent doesn't provide. Now I have to go looking for that and see how expensive it is. I think it is more like a "business liability insurance".
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CAROLINA MOM (12-06-2012)
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Old 12-06-2012, 11:35 AM
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Quote:
Originally Posted by cubbysan View Post
I called my insurance company, and my present home owners covers three horses or large animals on my property, if I own them or lease them. Unfortunately once I receive money for them being there, then I need "ranch" insurance, which my insurance agent doesn't provide. Now I have to go looking for that and see how expensive it is. I think it is more like a "business liability insurance".
Yes, you need the coverage to protect your personal assets......
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