insurance on life - Golden Retrievers : Golden Retriever Dog Forums
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post #1 of 5 (permalink) Old 12-11-2016, 09:32 AM Thread Starter
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insurance on life

Does anyone here know which companies offer life insurance on service dogs?
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post #2 of 5 (permalink) Old 12-11-2016, 09:51 AM
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Originally Posted by Prism Goldens View Post
Does anyone here know which companies offer life insurance on service dogs?
just replied on the other thread...
Yes. You can insure just about anything. You just need to ask your insurance company or search around a bit. Some might cover the dog as "property," while others can offer a specific pet life insurance plan - this could include just death costs (euthanasia, cremation, burial, etc.) or cover the cost of a replacement service dog. You can also specify if it is just for death or if it is a disability, theft, etc.

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post #3 of 5 (permalink) Old 12-11-2016, 09:56 AM
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The Hartford Co. offers specialty insurance for animals-

Since 1916, The Hartford has offered specialized livestock, equine and animal mortality insurance to livestock owners and businesses. We offer insurance coverage for horses, hogs, poultry, hatcheries, cattle, police and service dogs and more. Our customized products and services are designed to cover commercial livestock and high-value animals while located on premises or in transit.
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post #4 of 5 (permalink) Old 12-11-2016, 01:34 PM
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Interesting question. I would think that if you really depended on a highly trained service dog you would want to have insurance on any type of loss of the dog's services from injury, disability, theft etc. as well as loss of life. I'd be interested to know if the cost of such insurance makes it feasible for service dog owners.

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post #5 of 5 (permalink) Old 12-11-2016, 03:01 PM
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I worked for a big insurance company until a couple months ago. We had one client write to inquire about insuring their "mini doodle" for $15,000. You can't just throw a number on a pets life and insure it for loss of property, but for a service animal you have some options.

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