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Old 01-02-2013, 11:48 AM
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Im so upset and don't know what to do

I will start from the beginning , warning this may be a long post.

We bought our puppy from a breeder that advertised ckc registered. So I contacted her and decided after a visit to go ahead and purchase a pup.

Fast forward to the week before bringing her home, we were asked to help at the vets with the micro chips and at that time I asked the vet for recommendation for a pet insurance and our breeder said she was insured for the first 6 weeks with petsecure and could continue if we wanted after the trial. Even gave me the brochure. So I stopped my search and thought it was a good plan , even the vet said it was a good insurance.

So we bring Carly home and of course has diarrhea. I know its common when they just get home but there was blood so off to the vet. Again fast forward , we have been through 3 meds 2 tests number of vet visits and still has diarrhea.

I waited for four weeks to get the paper work from the insurance package so i could submit my receipts and since I didn't see anything gave them a call. We were no where in their files but asked to contact breeder in case the paperwork was lost. This is where the upset began, she has admitted to screwing up and somehow we don't have insurance. I am so upset , I applied immediately for insurance and have no idea if we will get it now as she has already been at the vets with these problems also I am already at about 200$ gone and now they want to do a diarrhea panel that will cost almost 200$.

She is still passing blood , I don't know what to do I was counting on the insurance to help us in these cases and now I have none.

It also got me thinking if she had even registered her with the ckc and as far as I know there is nothing on file , I just want to cry. I have a feeling we are going to be put in the poor house with the next few visits , she has only been here 6 weeks and I'm out 400$ plus. Any advice what to do?

I am not going to bring the breeders name into this as I think she is a wonderful person and she loves her pets but I think somewhere along the way she has really screwed up. I have an email ready to go but wanted your opinions before sending thank you for reading my long post


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Old 01-02-2013, 11:55 AM
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Sorry this has happened to you. There are some folks on here with MUCH more experience than I... so they'll weigh-in from a breeder perspective.

But personally, I think the breeder said she would have insurance, and she didn't, so there needs to be some liability.
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Old 01-02-2013, 11:58 AM
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Wow I'm sorry, that's terrible. I would certainly ask the breeder to cover your out of pocket since it's her mistake. Good luck!
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Old 01-02-2013, 12:09 PM
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Thats rotten. If it was me, i'd be wanting the breeder to be paying for everything relating to this illness. I think the way insurance works is that you're not covered if the illness has already started before the cover is in place. I hope your poor puppy is ok.
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Old 01-02-2013, 12:10 PM
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Thank you both, my next concern is if she is not registered as I was making sure she had all her clearances , I asked this on the first day and was told that she would be registered so there wouldn't be any problems and that mom and dad were also registered. I am a very trusting person and I still want to believe that this was all true , I hope so. Either way we love her to death and would not trade her for the world just wished we didn't have to deal with all of this.


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Old 01-02-2013, 12:13 PM
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Quote:
Originally Posted by Holly View Post
Thats rotten. If it was me, i'd be wanting the breeder to be paying for everything relating to this illness. I think the way insurance works is that you're not covered if the illness has already started before the cover is in place. I hope your poor puppy is ok.
I know that's my main concern is that she is ok but I am already stressed about her health , I didn't need this on top of it. I could seriously cry. We are by no means millionaires and getting a puppy I was expecting unforeseen expenses but I was going to do he right thing and I sure myself in case and look where that got me


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Old 01-02-2013, 12:27 PM
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I'm sorry you are going through this. Hoping some breeders will chime in here with some advice.....
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Old 01-02-2013, 12:56 PM
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oh gosh I'm sorry. I don't know what to say about the insurance, but it does seem fair that the breeder should have to deal with that since they were supposed to send it in.

As for the diarrhea, Liberty has a very sensitive tummy as well. I am very careful with treats. The ONLY ones I trust 100% are Zukes. She seems fine with those. I never give her rawhide anymore (ALWAYS produces diarrhea). One thing I do find that helps when she get an upset tummy is the canned food from the vets office. I think it's Medi-Cal gastrointestinal. I mix a little of that in with a bit of her kibble and it seems to help calm her tummy down. I also give her the powdered probiotics from the vet. I had a terrible time with diarrhea when she was about 2 months old. She still gets bouts of it now and then and it's awful. She usually needs out several times during the night and it sucks. I'm hoping your little one just has a sensitive tummy and it's nothing serious.
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Old 01-02-2013, 01:03 PM
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Nazzers

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I am so very sorry this is happening to you. If it's any consolation even if the insurance was in effect, I know that most insurances have a deductible and possibly some things aren't covered.

What did the tests say about her bloody diarrhea?

If she is still passing blood, she needs to see the vet immediately. That is very dangerous and especially in a puppy.
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Old 01-02-2013, 01:10 PM
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Just got good news the ckc has confirmed registration one less problem thank goodness


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