My thoughts on pet insurance after a lot of research... - Page 2 - Golden Retrievers : Golden Retriever Dog Forums

GoldenRetrieverForum.com is the premier Golden Retriever Dog Forum on the internet. Registered Users do not see the above ads.
Reply
 
LinkBack Thread Tools Display Modes
  #11 (permalink)  
Old 03-25-2012, 08:44 PM
vcm5's Avatar
Senior Member
 
Join Date: Apr 2011
Location: Pittsburgh
Posts: 4,768
Images: 5
Thanks: 419
Thanked 2,572 Times in 1,669 Posts
I have PetPlan and I have never had to use it, so that's good!
__________________
-Valerie

Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
Reply With Quote
Sponsored Links
Advertisement
 
  #12 (permalink)  
Old 03-28-2012, 02:00 AM
New Member
 
Join Date: Dec 2011
Location: Pittsburgh
Posts: 25
Thanks: 14
Thanked 4 Times in 4 Posts
We are looking at VPI for Jessie. At first it was between Pets Best and VPI but after comparing the 2 VPI won out. Besides, VPI donates to our dog clubs responsible ownership day every year, Pets Best isn't nearly as large in this area (or affordable). The only thing left is to check out the AKC insurance and then for my parents to actually sign up. I'm guessing other than financial issues they want to see how WPKA goes this weekend to figure out if she will be spayed or not.

After the litter of puppies I whelped this past month I will always encourage people to get insurance; It saved the owners a good chunk of change from the emergency C-section.

Edit: Just checked AKC insurance and VPI still wins.
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
Reply With Quote
  #13 (permalink)  
Old 03-28-2012, 09:34 AM
kbiocic's Avatar
New Member
 
Join Date: Jan 2012
Location: New Jersey
Posts: 37
Thanks: 4
Thanked 20 Times in 11 Posts
Ignutah - I'm also wondering why you left VPI? I am about to sign up with them since I get a discount through my work, but would like to hear some first hand reviews before doing so - if you have any.
__________________
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
Reply With Quote
  #14 (permalink)  
Old 03-28-2012, 11:08 AM
IowaGold's Avatar
Advanced Member
 
Join Date: Nov 2009
Location: Central Iowa
Posts: 2,282
Thanks: 7
Thanked 1,042 Times in 471 Posts
Quote:
Originally Posted by kbiocic View Post
Ignutah - I'm also wondering why you left VPI? I am about to sign up with them since I get a discount through my work, but would like to hear some first hand reviews before doing so - if you have any.
VPI only pays out on a schedule (ie you only get $X amount for Y issue, even if it cost a whole lot more). Many of the other insurances pay out a fixed percentage, so if the bill is high, you get paid more. I've had a handful of clients with VPI and very few are really satisfied with it.
__________________
Sarah

Ruby: Topbrass Ravishing Ruby CDX, RAE, JH, AX, OAJ, XF, WCX, CCA, VC, CGC, TT (8/1/04)
Piper: Topbrass Pipe Dream CD, JH, RA, OAP, NJP, WC, CCA (7/19/09)
Sage: Prime Time Sage RN, CGC (10/27/97-12/2/12)
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
Reply With Quote
The Following User Says Thank You to IowaGold For This Useful Post:
Titan1 (05-18-2012)
  #15 (permalink)  
Old 05-18-2012, 01:23 PM
New Member
 
Join Date: May 2012
Location: Kansas
Posts: 15
Thanks: 31
Thanked 7 Times in 6 Posts
Anyone use Purina pet insurance?
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
Reply With Quote
  #16 (permalink)  
Old 06-24-2012, 10:23 AM
Golden&Yorkie's Avatar
Member
 
Join Date: Mar 2012
Location: Florida
Posts: 229
Thanks: 60
Thanked 76 Times in 61 Posts
Thank you for your research. I too was between Healthy Paws and Trupanion. I ended up choosing Trupanion because they offer "claims express" to our vet. This means that they will pay the claim directly to vet. Since I chose to have $0 deductible, I would only be paying the 10% and not the entire amount and then being reinbursed the 90%. If it hadn't been for this, I would have put more consideration into Healthy Paws.
__________________
~Adriana~

SKIPPER

Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
Reply With Quote
  #17 (permalink)  
Old 12-21-2012, 09:56 AM
leesooim's Avatar
Member
 
Join Date: Nov 2012
Location: Upstate NY
Posts: 194
Thanks: 186
Thanked 144 Times in 87 Posts
I know this is an older thread, but it was a huge help in getting me to make a decision about which pet insurance to purchase (I ended up going with Healthy Paws, 90% reimbursement, $100 annual deductible for about 42 a month). Thank you SO MUCH to the OP. Also, in case any of you other new puppy owners out there are thinking about pet insurance, I found this site to be extremely helpful:

Pet Insurance University - A Vet's Guide to Pet Insurance
__________________


Gotcha 12/15/12.
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
Reply With Quote
The Following User Says Thank You to leesooim For This Useful Post:
bonnie1990 (04-05-2013)
  #18 (permalink)  
Old 12-21-2012, 11:20 AM
hotel4dogs's Avatar
Preeminent Member
 
Join Date: Sep 2008
Location: SW of Chicago
Posts: 18,016
Thanks: 20,090
Thanked 14,500 Times in 5,643 Posts
I know this is an older thread, but
a. you left off one of the best around, Embrace
and
b. I personally wouldn't even consider Healthy Paws because THEY DO NOT PAY FOR THE VET EXAM! It's excluded, even if the vet is a specialist, and the exam can run into hundreds of dollars, just flat out excluded. NO THANKS.
__________________


CH Rosewood Little Giant, UDX VER RA MHU SH MXP MJP XFP T2BP VCX WCX CCA CGC FFX-OG (born 3-10-2007), also UCH HR UUD UJJ URO1 UHIT a.k.a. "Tito" (the Tito Monster)

waiting at the bridge:
My first dog, and my most special girl
Gibson's Golden Girl, CD, CGC, TDI ( 3-20-1997 - 11-22-2013) a.k.a. "Tiny", "Queen B"
and my heart dog
Gibson's Golden Guy, CD, CGC, TDI ( 01-31-1998 - 01-02-2012) a.k.a. "Toby", "HRH"
run free my sweet, sweet loves, I will love you and miss you forever.
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
Reply With Quote
  #19 (permalink)  
Old 12-21-2012, 11:35 AM
leesooim's Avatar
Member
 
Join Date: Nov 2012
Location: Upstate NY
Posts: 194
Thanks: 186
Thanked 144 Times in 87 Posts
Quote:
Originally Posted by hotel4dogs View Post
I know this is an older thread, but
a. you left off one of the best around, Embrace
and
b. I personally wouldn't even consider Healthy Paws because THEY DO NOT PAY FOR THE VET EXAM! It's excluded, even if the vet is a specialist, and the exam can run into hundreds of dollars, just flat out excluded. NO THANKS.
I agree that excluding the cost of the exam itself is a pain in the tail, but Trupanion also does not pay the exam fees. VPI does, but I didn't like their payout structure. PetPlan also does cover exam fees, but the unlimited lifetime coverage offered by Healthy Paws appealed to me versus having the $20,000 lifetime limit. Hopefully I will never have to use the insurance, but I felt better having unlimited coverage versus a cap.
__________________


Gotcha 12/15/12.
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
Reply With Quote
The Following User Says Thank You to leesooim For This Useful Post:
hotel4dogs (12-21-2012)
  #20 (permalink)  
Old 12-21-2012, 02:38 PM
xoerika620xo's Avatar
Chesters Mama Erika
 
Join Date: May 2012
Location: New Jersey
Posts: 1,913
Thanks: 2,703
Thanked 1,105 Times in 696 Posts
This is healthful seeing how I would like to get insurance for Chester. Being a full time time student I'm not able to put away an x amount anymore.
__________________

Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
Reply With Quote
Sponsored Links
Advertisement
 
Reply

Bookmarks

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On



All times are GMT -4. The time now is 08:24 PM.



Powered by vBulletin® Copyright ©2000 - 2014, Jelsoft Enterprises Ltd.
Content Relevant URLs by vBSEO 3.5.2
Golden Retriever Forum .com
PetGuide.com
Basset.net DobermanTalk.com GoldenRetrieverForum.com OurBeagleWorld.com
BoxerForums.com DogForums.com GoPitbull.com PoodleForum.com
BulldogBreeds.com FishForums.com HavaneseForum.com SpoiledMaltese.com
CatForum.com GermanShepherds.com Labradoodle-dogs.net YorkieForum.com
Chihuahua-People.com RetrieverBreeds.com

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65